Being extra careful with money is on a lot of people’s minds right now. And With the current cost of living crisis everyone is trying to be a little bit more savvy when it comes to spending money, putting the heating on and even down to spending less on the food shop.  I think that I’m right when saying that money has really impacted a lot of people and their families over the past year and especially since COVID. I know it has me and many of my friends and family. I have had a look round as my New Year’s resolution was to be better with my money and…